Identity Theft

What is a fraud alert?

Once you have reported identity theft, you can ask the three major credit reporting agencies to place an extended fraud alert on your credit file. The alert will last for up to seven years, and it lets potential creditors or lenders know that you have been a victim of identity theft so they can help protect you.

Once this fraud alert is in place, you are allowed to receive two free credit reports annually from each of the credit reporting agencies. The credit reporting agencies will also remove your name from the list for receiving prescreened credit offers for five years. You may remove the fraud alert at any time.

Share Article:
Add to GooglePlus
Investment products are:
  • Not a deposit
  • Not FDIC Insured
  • Not Insured by any federal government agency
  • Not guaranteed by the bank
  • May go down in value

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and the bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.